When we’re young, retirement can feel like a far-off concept, more fantasy than reality. It’s in our middle years that the reality of aging and approaching retirement starts to hit home.
3 Questions Your Advisor Should Ask About Aging
Tag: Investing
Is Indexing Doomed? Not if History Is Any Guide
Still, the likelihood is that simple, quiet index investing will only grow in popularity.
Why? Because inertia is a powerful force in any industry, and particularly so if the process or product in question works.
Roth IRAs Can Transform Your Retirement Planning
Savers maxing out their 401(k) plans are likely to hear about one strategy preached endlessly: open a Roth IRA or get taxed to death in retirement.
Target Date Funds: Smart Investment or Hidden Danger?
Over half of non-retired Americans have a defined contribution pension plan through their employer (source: Federal Reserve), with the most common types being 401(k) and 403(b) plans.
What to Know About 529 Accounts Owned by Grandparents & the New FAFSA
Recently, rules have changed for 529 plans, and there is now a “Grandparent Loophole” that could be of benefit to you.
Backdoor Roth IRAs Are Promising — and Perilous
Backdoor Roth IRAs Are Promising — and Perilous By Laura Saunders For determined savers, the backdoor Roth IRA is an important tool. It’s easy to see why: Roth IRAs offer both tax-free growth and tax-free withdrawals on contributions of after-tax dollars. Savers can put in up to $7,000 this year, or $8,000 if age 50… Read more »
What to Do When Your 401(k) Leaves Something to Be Desired
By Mark Miller Rebalance Managing Director Scott Puritz highlights the significant impact of fees in 401(k) plans, and how high fees will compound over time and substantially diminish retirement savings. Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly. Chris… Read more »
Meet Sonja Breeding
Sonja Breeding explains how a clear financial plan brings clarity and reduces stress—helping clients turn goals like retirement, education, and major life decisions into a realistic, actionable path.
Mastering Financial Independence: A Guide to the FIRE Movement
FIRE (Financial Independence, Retire Early) is a movement focused on using disciplined saving and smart, low-cost investing to gain financial freedom sooner than traditional timelines. At its core, it’s about creating options—so work becomes a choice, not a necessity.
Does the 4% Withdrawal Rule for Retirees Still Make Sense?
Read this Barron’s article to learn why the 4% withdrawal rule for retirees is still relevant amidst changing markets. Discover strategies like adjusting withdrawal rates, optimizing asset allocation, and utilizing Roth conversions to make the most of your retirement savings.
