As a financial advisor, a common question I get from friends and family is “Can you recommend a book that will help me understand how to invest?” I always hesitate with this question, not because I do not know what to suggest, but because there are too many good choices! For some folks, the clear… Read more »
A 529 plan offers a tax-advantaged way to save for education, with tax-free growth and flexible options that can support both college costs and long-term financial planning.
Medicare Made Simple? Not Quite: Decoding the Alphabet Soup to Maximize Your Coverage.
Longer life expectancies are reshaping retirement into a second chapter that requires planning beyond finances, with room for reinvention, purpose, and long-term security.
When we’re young, retirement can feel like a far-off concept, more fantasy than reality. It’s in our middle years that the reality of aging and approaching retirement starts to hit home.
Still, the likelihood is that simple, quiet index investing will only grow in popularity.
Why? Because inertia is a powerful force in any industry, and particularly so if the process or product in question works.
Savers maxing out their 401(k) plans are likely to hear about one strategy preached endlessly: open a Roth IRA or get taxed to death in retirement.
Over half of non-retired Americans have a defined contribution pension plan through their employer (source: Federal Reserve), with the most common types being 401(k) and 403(b) plans.
By Mark Miller Rebalance Managing Director Scott Puritz highlights the significant impact of fees in 401(k) plans, and how high fees will compound over time and substantially diminish retirement savings. Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly. Chris… Read more »
Sonja Breeding explains how a clear financial plan brings clarity and reduces stress—helping clients turn goals like retirement, education, and major life decisions into a realistic, actionable path.
