By Mark Miller Rebalance Managing Director Scott Puritz highlights the significant impact of fees in 401(k) plans, and how high fees will compound over time and substantially diminish retirement savings. Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly. Chris… Read more »
Rebalance Managing Director Mitch Tuchman outlines in this column how one should take financial advice as seriously as they take medical advice. If the number of digits on your retirement account balance surprises you, that might be a sign you need to get help with your financial decisions. The average American household in their 50s… Read more »
For the first time since the stock market crash of 2008, consumer confidence with the stock market has returned. According to legendary Washington Post columnist, Michelle Singletary, investors have had a bumpy ride over the past decade. In the process, they have been rewarded with annual returns of approximately 12%.
Investors should consider using cash-equivalent investments, such as money market funds or CDs, to make sure that your idle cash is generating attractive short-term gains.
by Mike Schmidt With consumer debt growing, experts, including Rebalance Vice President Sonja Breeding (CFP), have advice to help home owners tackle personal debt. Consumer debt continues to grow, with the average American holding a balance of $96,371 — a 5.4% increase from 2021 — according to Experian data. This debt is a combination of… Read more »
With the perspective of time, the calls for the death of the 60%/40% investment strategy came too soon. The click-bait articles of 2022 did not deter the Rebalance long-term investors.
The Rebalance tried-and-true adage remains the same, echoed by this NYTs columnist: it is nearly impossible to beat the stock market. The most prudent long-term investing strategy is to “own” the entire stock market through low-cost, broad exposure index funds.
We all know the stories of famous athletes who go broke. And then there is the infamous “lottery curse,” where winners end up bankrupt a few short years after hitting the jackpot.
Finding Investment Advice For More Modest Retirement Accounts Ron Lieber | Your Money If you’re perfectly capable of running your own retirement savings, selecting the right mix of low-cost investments, rebalancing at the right time and not buying and selling out of fear or greed, then good for you. But the majority of people — maybe… Read more »
U.S. Secretary of Labor Thomas Perez showcases Rebalance during a keynote speech announcing the new fiduciary rule designed to make investing safer for all Americans. Click below to watch the exclusive video!
