Tax Loss Harvesting
Reduce your tax bill by strategically selling investments that have declined in value and using those losses to offset taxable gains. The proceeds are then reinvested in similar (but not “substantially identical”) assets to keep your portfolio aligned with your goals. This approach helps improve after-tax returns while maintaining your long-term investment strategy. While not appropriate in every situation, it is a powerful tool when used thoughtfully and proactively.
Weather Market Volatility
Because your portfolio is built on a diversified and risk-aware foundation, short-term market fluctuations are less likely to disrupt your long-term strategy. This discipline not only helps you stay invested it also creates opportunities to manage taxes more thoughtfully. Steady, stable investing can leave your portfolio well-positioned to benefit as markets recover.
Personalized Tax Strategy
Strategic tax planning matters, but it is only effective when aligned with your larger financial goals. Rebalance ensures every financial decision is thoughtfully integrated with the tax planning of your CPA, so your money is always working toward what matters most.
Our Services
Wealth Management
Grow your wealth with Rebalance’s low-fee, tax-efficient, globally diversified portfolios for both taxable and non-taxable assets. Our portfolios combine U.S. and international equities, real estate, and fixed income, all systematically rebalanced and tax-loss harvested to maximize after-tax returns.
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Financial Planning
Plan for all the chapters of your life, and know that we will be with you every step of the way.
True financial planning goes beyond numbers. At Rebalance, we take the time to deeply understand your goals, build a holistic, comprehensive strategy around them, and deliver ongoing guidance at every stage.
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Specialized Services
Rebalance clients receive comprehensive, long-term tactical guidance, supported by a strategy that adapts as life evolves. These services include Charitable Planning, Estate Planning, Reducing Concentrated Risk, and Tax Management.
More about Specialized Services Frequently Asked Questions
How is Rebalance’s approach to tax management different from traditional tax preparation?
Traditional tax preparation focuses on reporting what has already happened. Rebalance focuses on proactive planning throughout the year to help improve after tax outcomes. By understanding your full financial picture, we help identify opportunities related to withdrawals, investment placement, charitable giving, and timing of income so decisions are made with tax efficiency in mind.
Do you prepare tax returns or replace my CPA?
Rebalance does not prepare tax returns and does not replace your CPA. Instead, we work alongside your CPA when appropriate to help ensure investment, withdrawal, and planning decisions are coordinated with your tax strategy. This collaborative approach helps uncover planning opportunities that may not be visible through tax preparation alone.
What types of tax strategies do you help clients evaluate?
Tax planning may include strategies such as tax loss harvesting, optimizing withdrawals from taxable and retirement accounts, Roth conversion analysis, charitable giving strategies, asset location across taxable and tax advantaged accounts, and planning around major financial events. Each strategy is evaluated in the context of your broader financial plan and long term goals.
Is tax planning a one time exercise or an ongoing process?
Tax management is an ongoing process that evolves as tax laws, markets, and your financial situation change. Throughout the year, we monitor opportunities, model potential scenarios, and adjust strategies when appropriate so tax considerations remain aligned with your long term financial plan.
