New York Times columnist Jeff Sommer makes a case that investors who play it too safe with their market portfolios may end up feeling sorry. By Jeff Sommer, December 8, 2023 “All investments involve taking on risk.” That’s a standard Securities and Exchange Commission warning. Be careful. But be aware that unless you take on… Continue reading →

Attention seniors: there are several tax deductions available that can greatly affect one’s financial planning at year end.   This Wall Street Journal article explains each of these tax breaks, and how to go about taking advantage of them. Four Lucrative Tax Deductions That Seniors Often Overlook There are a host of tax breaks available to… Continue reading →

According to the Wall Street Journal, it is important for American investors to avoid “home-country bias.” If foreign markets are ignored, returns could be crimped and volatility increased. Read this compelling article below. Your Money Needs to Go on a Vacation By ignoring foreign markets, American savers could crimp future returns and face more volatility… Continue reading →

Tips for convincing your 20-something child or grandchild to start saving for retirement now. Read Washington Post Columnist Michelle Singletary’s 5 reasons to start saving in one’s 20s. Being 20-something is a gift for retirement planning. Here’s why Five reasons you should start saving for retirement in your 20s. Social Security changes are coming. By… Continue reading →

Have you recently received an inheritance? Avoid hefty tax bills that can come from inherited IRAs. An Inheritance With Strings Attached New rules for inherited IRAs could leave some heirs with a hefty tax bill. By Sandra Block, September, 2023 In the first quarter of 2023, Americans held more than $12 trillion in IRAs. If… Continue reading →

Believe it or not, there is a magic age for making the best financial decisions of your life. You may or may not be surprised what this age is. Read this excellent Wall Street Journal article to discover the magic number. The Exact Age When You Make Your Best Financial Decisions There’s a magic number… Continue reading →

While Rebalance does not consider cryptocurrencies to be a credible investment asset class, it is useful to keep abreast of investing trends. New York Times columnist Ron Leiber does a terrific job of explaining the cryptocurrency landscape. Letter to a Young Crypto Enthusiast (or the Merely Curious) An ever-growing number of young people, males in… Continue reading →

Curious about where to invest your cash? New York Times columnist Jeff Sommer outlines how money market accounts and bonds have risen to the top as compelling investment options. Yes, There Are Alternatives to Stocks At the moment, money market funds and many bonds are not only less risky, but at current interest rates, they… Continue reading →

Summer is the perfect time to check in on the financial goals set in January at the beginning of the year. Columnist Ann Carrns outlines how to conduct a personal audit, which is essentially a financial health “checkup.” Why It’s Smart to Revisit New Year’s Savings Goals Now There’s still time this year to make adjustments, especially with… Continue reading →