Retiring can be a very stressful stage for many people. Daily routines, life purpose, and long-term goals, all come to an inflection point at once. The recent downturn in the financial markets has added an extra layer of unknowns to an already difficult time for those going through retirement. Having a clear perspective about the… Continue reading →

The overwhelming message from Wall Street about investing is that it’s complex and hard to understand. And sure, the underlying mechanics of trading can be obtuse. There’s a reason people get advanced degrees in finance. All of that matters if you actually do finance for a living, day to day. But few of us are… Continue reading →

Are you confident in your own retirement planning? Probably not, according to new data from the Employee Benefit Research Institute. Just 18% of Americans — less than one in five — say they are “very confident” in their ability to finance a comfortable retirement. Another 49% report that they are “somewhat confident.” What makes the… Continue reading →

“Never bet on the end of the world, it only happens once and the odds are long.” — Unknown  “The way to make money in the market is not by timing the market but by your time in the market.” — Unknown  The war in Ukraine is creating an environment that is unpredictable and full of humanitarian… Continue reading →

Nothing about the news cycle these days is remotely “normal,” which is understandable considering events in Europe. So you probably missed the most recent letter to investors from Warren Buffett. Usually, his annual missive to shareholders in his holding company, Berkshire Hathaway, is front page news for a few days each year. It is a… Continue reading →

My firm, Rebalance, recently celebrated a milestone — $1 billion in assets under management. It is an easy figure to misunderstand. The firm is not “bigger” or “more important” than a few years ago. What has changed is that an increasing number of people trust us with their investments, and those investments have grown. That… Continue reading →

As summer winds down many of us are heartened by the promise of crisp autumn air, pumpkin spice coffee drinks, and the weekly showdowns of NFL football giants. Amazingly, alongside the absolutely enormous revenue machine that is pro football, a secondary, completely virtual game has grown into a massive industry of its own — fantasy… Continue reading →

The lives of financial titans can seem otherworldly, replete with the trinkets of absurd wealth that come from commanding personal billions. Then there’s David Swensen, the one-time Wall Streeter who passed up all that and instead focused on something larger than himself: building a massive gift for the benefit of generations of students to come.… Continue reading →

Not long ago, I received an unexpected early Father’s Day gift from my older daughter when she returned home for a long weekend visit with mom and dad. Since graduating from college Alyssa had been living in the Chicago area, where she worked as a research assistant for a prestigious university. She thoroughly enjoyed living… Continue reading →