Professor Burton Malkiel of the Rebalance Investment Committee explains why investors who stick with diversification make money even when markets seem correlated and unlikely to achieve a positive investment return. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, shares the research on portfolio rebalancing and how investor psychology works against portfolio rebalancing in a timely fashion. Continue reading →

The headlines pulled no punches after a poor January and a tough start to February for stocks: “Brutal” said one, “horrific” said another. The natural human compulsion in such times is to take action. Yet before investors really absorb such headlines, the time for action will have passed. And that’s the problem. The solution, to… Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee explains how money grows through compounding to build your retirement. Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee explains asset allocation in the context of a globally diversified portfolio and how diversification among stock markets leads to better returns. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on how high fees can push your retirement target age years down the line. Continue reading →

Read enough about investing and eventually you run into this entertaining hockey metaphor: “Skate to where the puck is going, not to where it is.” This arrestingly simple piece of advice was supposedly uttered by hockey legend Wayne Gretzky (a claim thoroughly debunked). It lives on, on countless web sites, many dedicated to investing advice.… Continue reading →

Every year, the well-meaning among us tackle a well-worn list of resolutions: Lose a few pounds, save bit more and so on. Often, resolutions are short-lived, to our dismay. It’s the same reason we fail to be successful at retirement investing: Old habits die hard. New habits are difficult to start. Yet habits tend to… Continue reading →

Traders use many measures to figure out when to buy or sell a given investment. Fundamentals, price-to-earnings ratios, even crazy things like Superbowl matchups. Yet you don’t have to know the inner workings of a company or predict the tectonic shifts ahead in the entire stock market. All you have to do is rebalance. Rebalancing… Continue reading →