In his Wall Street Journal piece, Spencer Jakab explores how haphazard stock selection, inspired by Burton Malkiel’s ideas from “A Random Walk Down Wall Street,” demonstrates the surprising success of random stock picks over expert fund managers. The Random Path to Stock-Market Riches by Spencer Jakab, May 13, 2024 Words rarely heard from star fund… Continue reading →

The “backdoor” Roth IRA presents a tantalizing solution for those keen on maximizing savings, offering tax-free growth and withdrawals. Read Laura Saunders’ article from the Wall Street Journal below to learn more. Backdoor Roth IRAs Are Promising — and Perilous by Laura Saunders, May 3, 2024 For determined savers, the backdoor Roth IRA is an… Continue reading →

Hope springs eternal, especially in March. Like many firms, ours runs an informal NCAA basketball tournament pool for our employees. It is fun. This time of year, the NCAA Basketball Tournaments thrill fans and create so much interest that it is estimated one in four Americans fills out a bracket to predict who will win… Continue reading →

Last week, the investing world lost a giant – Daniel Kahneman. A psychologist at Princeton University and winner of the Nobel Prize in economics, Kahneman may well have had more influence on investing than anyone else who was not a professional investor. Jason Zweig wrote a lovely tribute to Kahneman in his WSJ column. Check… Continue reading →

Learn strategies for organizations to leverage the experience of older workers and address skill gaps in the workforce. The below article  offering invaluable insights into navigating pressing issues such as talent shortages and shifting demographics. Written by Ken Dychtwald, Robert Morison, and Katy Terveer, this article is a must-read for anyone interested in the future… Continue reading →

Rebalance Managing Director Mitch Tuchman outlines in this column how one should take financial advice as seriously as they take medical advice. by Mitch Tuchman, January 31, 2024 If the number of digits on your retirement account balance surprises you, that might be a sign you need to get help with your financial decisions. The average… Continue reading →

A 48-year-old major milestone has been reached: in 2023, mutual and exchange traded index funds in the United States overtook their actively managed counterparts. Index Funds Overtake Active Funds In Major Milestone by Miriam Rozen, January 31, 2024 By a margin of $8 billion, the investment industry reached a 48-years-in-the-making milestone at the end of 2023: Passive… Continue reading →

WSJ Columnist Jason Zweig, as he returns from a lengthy sabbatical, excellently illustrates Rebalance’s tried and true mantra: think long-term and turn off the “noise”. What I Learned When I Stopped Watching the Stock Market Over-reacting to the news can poison your portfolio and sour your life. Here’s how to keep your investment plan on track.… Continue reading →

Read this Barron’s article to learn why the 4% withdrawal rule for retirees is still relevant amidst changing markets. Discover strategies like adjusting withdrawal rates, optimizing asset allocation, and utilizing Roth conversions to make the most of your retirement savings. Does the 4% Withdrawal Rule for Retirees Still Make Sense? By Elizabeth O’Brien, February 9,… Continue reading →