What a journey it has been. I am excited to announce that our firm, Rebalance, has recently reached $500 million in assets under management. We could not have hit this incredible milestone without our wonderful team members, who work tirelessly to help people retire with more, and most importantly, our clients. I would like to… Continue reading →

Nearly eight in 10 Americans have access to a 401(k) retirement investment plan. Many more should consider adding or using Roth IRA accounts. Roth accounts are funded with after-tax money — there’s no tax savings now — but the investment growth and withdrawals are tax-free forever. Short-term pain for long-term gain. Is a Roth IRA the… Continue reading →

Richard Thaler, the recent winner of the Nobel prize for economics, is a brilliant man. Anyone interested in how the human mind works should read Nudge: Improving Decisions about Health, Wealth and Happiness, the 2008 book he wrote with Cass Sunstein. Thaler and Sunstein make a relatively simple argument based on years of economic research… Continue reading →

Whatever you might think of our current president, you can’t say he doesn’t think big. The Trump-GOP tax plan just announced has the potential to impact retirement savers in fundamental, long-term ways that could be positive for many Americans. The plan is a long way from reality and is likely to see some changes before… Continue reading →

I sat down with client and friend Morra Aarons-Mele to discuss the recent publication of her new book Hiding in the Bathroom: An Introvert’s Guide to Getting Out There (When You’d Rather Stay Home) and explore the anxiety that many people feel about money. Aarons-Mele is a successful Internet marketer and host of the popular podcast, Hiding… Continue reading →

Recently, Rebalance hosted a screening and panel discussion of HBO’s Bernie Madoff biopic, The Wizard of Lies. The main question I posed as moderator to our panel of retirement safety experts was simply, “What can we learn from the Bernie Madoff saga?” Panelists Phyllis Borzi, Congressman Jamie Raskin, and Elizabeth Kelly each weighed in with their… Continue reading →

The money manager and columnist Barry Ritholtz makes a timely and important point in his most recent opinion piece for Bloomberg: Passive investing is an illusion. Nobody is truly a passive investor because all investing involves selection. Even if you choose the broadest possible global stock index fund, you’ve still chosen some stocks and ignored… Continue reading →

An interesting new analysis of the retirement business points out that, more than ever, people are stepping away from trading and into automated, low-cost portfolios. Three cheers for that, we say, but it raises an interesting question. Once you retire, should you stay in your set-it-and-forget-it company plan or do something different? How does “investing… Continue reading →

In a fascinating new book, a former Google data scientist offers a whole chapter about his brief misadventures in trying to apply big data — what we know from massive amounts of Internet searches — to investing. The chapter, part of the book Everybody Lies: Big Data, New Data, and What the Internet Can Tell Us… Continue reading →