As 2023 draws to a close, this question may be on many investors’ minds. Stock markets in the year 2020 started off on an upward trend with the S&P 500 Index increasing from a closing value of $3,230.78 on 12/31/2019 to $3,386.15 on 2/19/2020 (a gain of about 4.8% in less than two months). However,… Continue reading →

As we approach the end of 2023, it is important to look at one’s entire financial picture and decide if any actions must be taken to optimize one’s finances in the coming year.  One such action that our Rebalance team prioritizes is reminding our clients ages 72 and over to automate their RMDs. You might… Continue reading →

Are you wondering what to wrap up and gift to your loved ones this holiday season? The article below showcases financial gifts, and provides excellent options for a variety of ages, from children to seniors and all others in between. Financial Gift Ideas for Any Age Helping a loved one pay off debt or paying for… Continue reading →

New York Times columnist Jeff Sommer makes a case that investors who play it too safe with their market portfolios may end up feeling sorry. By Jeff Sommer, December 8, 2023 “All investments involve taking on risk.” That’s a standard Securities and Exchange Commission warning. Be careful. But be aware that unless you take on… Continue reading →

Attention seniors: there are several tax deductions available that can greatly affect one’s financial planning at year end.   This Wall Street Journal article explains each of these tax breaks, and how to go about taking advantage of them. Four Lucrative Tax Deductions That Seniors Often Overlook There are a host of tax breaks available to… Continue reading →

According to the Wall Street Journal, it is important for American investors to avoid “home-country bias.” If foreign markets are ignored, returns could be crimped and volatility increased. Read this compelling article below. Your Money Needs to Go on a Vacation By ignoring foreign markets, American savers could crimp future returns and face more volatility… Continue reading →

The term equity compensation is a fancy way of saying that an employee receives some form of ownership (also known as equity) in their company as a part of their payment and benefits (i.e., the compensation package). Typically, this will be just one component of how an employer compensates an employee for his or her work — it can… Continue reading →

Tenacity, unwavering faith and an intelligence rooted in academia. All descriptors of one man, who held a steadfast conviction about the best way to invest and kept his philosophies and ideas afloat for over a decade, when others publicly called these ideas “garbage.” Who is this man? Professor Burton G. Malkiel, the father of index… Continue reading →

Tips for convincing your 20-something child or grandchild to start saving for retirement now. Read Washington Post Columnist Michelle Singletary’s 5 reasons to start saving in one’s 20s. Being 20-something is a gift for retirement planning. Here’s why Five reasons you should start saving for retirement in your 20s. Social Security changes are coming. By… Continue reading →