An amazing 40 percent of American workers will be classified as freelancers by 2020, according to the Bureau of Labor Statistics. Once the province of recent graduates and those “in between” jobs, the wave of the future seems to be contract work as a long-term career for millions of Americans. And because of this trend,… Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on why rolling over your 401(k) is important. Continue reading →

You don’t need a time-traveling DeLorean to see the value in a good idea from the past. A great “back to the future” type of 401(k) plan popular in the ’80s is being revived, one that promises to take a lot of pressure off small business owners and their employees. Known as pooled 401(k)s, these… Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, explains the power of IRAs and tax-deferred investing. Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee explains how rebalancing positively affects returns. Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee on changing jobs and retirement risk. Continue reading →

As millions of Americans edge their way into retirement, expect a tidal wave of lawsuits over 401(k) plans much like the one just filed in federal court in Greensboro, N.C. Novant Health, a nonprofit hospital system, is accused of letting its plan provider overcharge employees by millions of dollars, according to reports. The plaintiffs allege… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee shares some simple strategies for saving more for retirement, even if you think you can’t budget for saving. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on how to treat rollovers in order to avoid tax penalties and ensure your retirement plan remains intact. Continue reading →