Jay Vivian

Jay Vivian is a member of the Investment Committee at Rebalance. He is the former Managing Director of IBM’s Retirement Funds, overseeing over $100 billion in IBM investment funds for more than 300,000 employees worldwide. Vivian has been quoted as an expert in The Wall Street Journal, USA Today, Plan Sponsor, MSN Money, Asset International Chief Investment Officer, Pensions & Investments, and Institutional Investor. He holds an A.B. in mathematics from Bowdoin College, an M.B.A. from Harvard Business School, and a CFA® Charter from the CFA Institute.

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Why IBM Moved To Index Investing

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Jay Vivian, former managing director of the IBM Retirement Funds, explains why IBM moved to index investing over active management. Continue reading →

 
Rebalance your retirement investment portfolio correctly

The Lessons of 2008

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Jay Vivian, former managing director of the IBM Retirement Funds, explains the lessons of 2008 to retirement investors. Continue reading →

 
Rebalance your retirement investment portfolio correctly

IRAs and Tax-Advantaged Investing

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Jay Vivian, former managing director of the IBM Retirement Funds, explains the power of IRAs and tax-deferred investing. Continue reading →

 
Rebalance your retirement investment portfolio correctly

Beware Of The Investment ‘Expert’

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Jay Vivian, former managing director of the IBM Retirement Funds, cautions retirement investors when it comes to investment advice. Continue reading →

 
Rebalance your retirement investment portfolio correctly

How To Lower Retirement Investment Costs

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Jay Vivian, former managing director of the IBM Retirement Funds, on using index funds to lower retirement investment costs. Continue reading →

 
Rebalance your retirement investment portfolio correctly

Worry Free Investing With Rebalance

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Jay Vivian, former managing director of the IBM Retirement Funds, on the virtues of automatic rebalancing. Continue reading →

 
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How Target Date Funds Work

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Jay Vivian, former managing director of the IBM Retirement Funds, explains target date funds. Continue reading →

 
Rebalance your retirement investment portfolio correctly

How Diversification Lowers Risk In Your Portfolio

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Jay Vivian, former managing director of the IBM Retirement Funds, explains how diversification protects a retirement investor from the chance that any given investment will fail in time. Continue reading →

 
Rebalance your retirement investment portfolio correctly

Danger: Everybody Wants To Beat The Market

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Jay Vivian, former managing director of the IBM Retirement Funds, on the human temptation to strive for outperformance despite evidence that consistently beating the benchmarks is close to impossible. Continue reading →