
Why IBM Moved To Index Investing
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, explains why IBM moved to index investing over active management. Continue reading

The Lessons of 2008
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, explains the lessons of 2008 to retirement investors. Continue reading

IRAs and Tax-Advantaged Investing
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, explains the power of IRAs and tax-deferred investing. Continue reading

Beware Of The Investment ‘Expert’
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, cautions retirement investors when it comes to investment advice. Continue reading

How To Lower Retirement Investment Costs
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, on using index funds to lower retirement investment costs. Continue reading

Worry Free Investing With Rebalance
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, on the virtues of automatic rebalancing. Continue reading

How Target Date Funds Work
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, explains target date funds. Continue reading

How Diversification Lowers Risk In Your Portfolio
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, explains how diversification protects a retirement investor from the chance that any given investment will fail in time. Continue reading

Danger: Everybody Wants To Beat The Market
by Jay VivianJay Vivian, former managing director of the IBM Retirement Funds, on the human temptation to strive for outperformance despite evidence that consistently beating the benchmarks is close to impossible. Continue reading