Lawsuits linked to 401(k) plans are becoming more common, and it’s not just large companies on the line. Small businesses are facing more of these lawsuits, and it is often the business owner who is liable in court when employees sue, even years later. It is you, the dental practice owner, not the 401(k) plan… Continue reading →

Do you think you’ll have a better quality of life during retirement, or a worse quality? Most people settle for “about the same,” but shockingly, in 2014, the American Dental Association reported that 96% of dentists will struggle to retire and maintain the same quality of life they enjoyed while working. That’s despite annual incomes… Continue reading →

Prior to the COVID-19 crisis you may have thought, “I’m making plenty of money now, but am I going to work until I die?” Educational debt, debt from starting a practice, and additional family and other expenses lead many practice owners to fall behind in retirement investing. For many of these practice owners, retirement may… Continue reading →

ABSTRACT Modern 401(k) plans that are a dramatic improvement of past plans have emerged in recent years. These improvements come in the form of reduced fees, higher returns, better risk management and reporting, and valuable educational services for employees and owner/operators.  This article will highlight important questions to ask your current 401(k) provider to ensure… Continue reading →

For many dental professionals, this year has proved challenging in many ways. With 99% of dental practices now reopen, there are some positive signs that the industry is recovering; however, patient numbers still remain around 20% lower than pre-COVID. A recovery is not going to happen overnight. In April, the American Dental Association’s Health Policy… Continue reading →

Bethesda, MD –  September 10, 2020 – Rebalance, a mission-driven investment firm committed to making premium financial management services affordable and accessible to everyday investors, has announced the formation of its inaugural dental advisory board.  The Rebalance Dental Advisory Board will provide critical insights into the distinct retirement needs of the dental community, with the… Continue reading →

“Shark Tank” star Kevin O’Leary knows how startup businesses succeed — or fail. Most businesses make it past that crucial first year by finding investors while controlling costs tooth and nail. If only retirement investment advice had that same approach. “If you want to find financial freedom, you need to retire all debt — and… Continue reading →

Every so many years, it seems, the stock market is flooded with mindless cash, an influx of inexperienced day traders looking for a quick buck and a thrill. It’s happening again. Consider the weird saga of Hertz, the long-respected car rental brand. Undone by debt, it’s not clear the company will survive. They’re dumping cars… Continue reading →

Tens of millions of Americans are out of work as a result of the COVID-19 pandemic and associated shutdowns. Once the economy restarts in earnest, chances are many of them will return to different jobs, even different careers. That kind of monumental shift in the economy will be an acceleration of an already common experience… Continue reading →