Professor Charles D. Ellis of the Rebalance Investment Committee breaks down the thinking behind a simple stock-to-bond asset allocation and how to adjust those ratios for your personal investment time horizon. Continue reading →

If you follow the financial media day-to-day, you get caught up in a narrative that is as appealing as it is wrongheaded. It goes something like this: You must know what’s going on, because you must take action immediately. It’s wrongheaded because almost nobody should be trying so hard to outmaneuver the market. Even the… Continue reading →

If you’ve been paying attention to the financial news these days, it’s been hard to avoid dire headlines from abroad. Argentina is sliding toward a currency collapse. Turkey is in political turmoil. Venezuela is slipping fast. As a retirement investor, such news might give you pause. After all, it’s likely that you own at least… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee breaks down the conflicts of interest financial advisors face and explains how stock brokers might not be on your side. Continue reading →

The new Martin Scorsese film The Wolf of Wall Street is riding high. It has been nominated for an Oscar for Best Picture. And, crucially, the movie has made money, an estimated $76 million over its production budget of $100 million. Billed as a black comedy, Wolf tells the story of a “pump and dump”… Continue reading →

If you’re on the hunt for an investment advisor, you are not alone. According to a 2012 Merrill Edge Report, nearly 45% of U.S. consumers work with some kind of financial professional when making investment choices — and that number is growing. It shouldn’t surprise anyone who has been paying attention. The stock market’s highs… Continue reading →

We all rely on weather forecasts from time to time. It’s nice to know whether to toss an umbrella in the car or bring a jacket, just in case. But you know, deep down, that weather is to some degree about chance. The rain that’s clearly coming might fall five miles west of you, after… Continue reading →

Wall Street certainly has made a lot of money over the years running the country’s 401(k) plans. Inevitably, time passes. So now they want to make sure they can make as much or more running your personal retirement IRA. Trillions of dollars are at stake as people leave work and roll over money into IRA… Continue reading →

Better returns can’t be explained any more simply: If you worry about the pennies, the dollars take care of themselves. Often used to explain budgeting, the old adage applies very well to investing, too. That is, if you can keep your cost of retirement investing to a minimum, you will have more money in the… Continue reading →