Professor Burton Malkiel of the Rebalance Investment Committee on his fellow Investment Committee members. Continue reading →

How important are fees to your retirement plan’s success? As Vanguard founder John Bogle pointed out in a recent discussion with analysts, it’s really all that matters. Fees easily wipe out a huge portion of the yield on stocks, he said, more than 63% of  your money. That’s the real danger to retirement savers, especially… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee on who would benefit most from investing with Rebalance. Continue reading →

The reason “bond king” Bill Gross was destined to depart from his own company, Pimco, isn’t so hard to understand. His Total Return fund had some good years and some great years, sucked in hundreds of billions in assets and got very, very big. Bigger than the economies of developed countries kind of big. As Jim… Continue reading →

It’s easy — extremely easy — to overestimate your audience. The key to great public speaking is not simply to make eye contact and move around the room but to study your listeners before you speak, before you even write your remarks. Financial advisors miss this a lot. They take hundreds of hours of licensing… Continue reading →

The debate about the value of active vs. passive management, whether investors should try to “beat the market” return or instead simply replicate it cheaply, can seem never-ending. I find the passive vs. active debate misleading. You could argue endlessly about how active funds underperform eventually, even if some outperform from time to time. There… Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, cautions retirement investors when it comes to investment advice. Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee explains how mutual funds use selective data to market their services. Continue reading →

A rising tide lifts all boats, or so they say. That’s the inherent promise of indexing for retirement. But an important corollary should be mentioned: A leaky boat sinks in any tide. Investment fund expenses will kill your retirement plan, no matter what kind of market is ahead. That’s the takeaway from the latest study of… Continue reading →