Wealth management firm Rebalance has added Nicole Cervi-McKeever as director of retirement services. In the role, Cervi-McKeever works directly with Rebalance’s Better K small business 401(k) clients and is responsible for the entire 401(k) client lifecycle, serving as the daily  point of contact for all Better K clients. “Over the past year, our Better K… Continue reading →

All 401(k) services are not created equal. You may have had a plan in place for years and never questioned the fees and exactly what roles and responsibilities you might have toward employees. It’s time to dig in and ask those questions. Read this brief guide to learn five reasons to consider a new, more… Continue reading →

The rising popularity of target-date funds in 401(k) plans could be seen as a sign of progress. People seem to know that they need help picking the right combination of investments. Increasing numbers of them opt for target-date funds, which are designed to adjust the ratio of stocks to bonds over time, steadily reducing risk.… Continue reading →

As an employer, can you one day be sued by your long-ago employees for how you managed their retirement money? You bet you can! All it takes is allegedly failing to offer investments with competitive fees, as Wake Forest University Baptist Medical Center is finding out. In the Pensions & Investments story below, author Robert… Continue reading →

As a nation we’ve become hyper-aware of pricing on nearly everything. Before, if you were interested in a pair of new sneakers or tires for your car, you could shop around but only at the cost of your time and, possibly, your sanity. Thanks to the Internet we can now pre-shop those shoes or tires… Continue reading →

Findings from a recent survey of consumers and their 401k plans present a classic good news/bad news scenario. The good news? The survey found 62% of Americans are contributing more into their 401k accounts as a result of the COVID-19 pandemic. The bad news? Nearly 75% have absolutely no idea what they pay in 401k… Continue reading →

Brand new to the 401(k) marketplace as of January 1 2021, Pooled Employer Plans (commonly referred to as PEPs) are made possible thanks to the SECURE Act. PEPs allow unrelated employers to “pool” together, along with other employers (traditionally small businesses) in order to participate in a retirement plan for their employees. PEPs differ from… Continue reading →

Many business owners think about their 401(k) advisor as primarily focused on investment selection — which funds to buy and why, like a stockbroker might do. They tend to miss the rest of the iceberg under the water: administrative tasks, tax reporting, retirement planning, auditing and compliance, employee education and more. Aside from a few… Continue reading →

The pandemic year has a been a hard one for otherwise diligent savers and investors. Some of your employees may have opted to take out loans from their 401(k) plan to cover expenses. It’s important as a plan provider to educate your employees on the importance of staying current with 401(k) loan terms and, if… Continue reading →